NFIP

Hurricanes Helene and Milton caused devastating flooding in many communities, including inland cities and those not considered high risk for floods. To add insult to injury, many homeowners discovered they’re not covered for flood damage to their homes. That’s because flood damage is not typically covered by a standard homeowners policy. Flood insurance in Bradenton, […]

Since we’re just coming out of Florida’s dry season, Bradenton and Sarasota homeowners are probably not thinking about the dangers of flooding—and that could be a big mistake. According to Floridadiaster.org, “Flooding is the most common and damaging natural disaster in the country.” And Florida’s geography and proximity to water make it especially vulnerable to […]

Insuring a home in a flood zone has just become more expensive. Recent changes to the National Flood Insurance Program (NFIP) went into effect Oct. 1, 2021 for all new flood insurance policies, and will begin affecting existing flood policies at renewal. Under the new program, called Risk Rating 2.0, 80 percent of Florida’s flood […]