Why You Need Insurance Protection for Your Jet Skis, WaveRunners and Other PWCs

With long summer days and kids out of school, July is prime time to enjoy a vacation or weekend getaway—and prime time to enjoy “toys” like a boat, or personal watercraft (PWC).

But before you hit the water, make sure you have the right insurance coverage. Your personal watercraft needs insurance protection just as much as your home or your vehicle. Florida boat and jet ski insurance can protect both your financial investment and your liability if you’re responsible for another person’s injury or property loss. An accident while at play can be financially devastating.

Lakewood Financial Services can insure not only your home, vehicles, or business, we can insure your boat, PWC, RV, e-bike, or other toys.

Why you want PWC insurance

Florida jet ski insurance coverage provides similar coverage to that of home and auto insurance. Insurance for your jet ski, WaveRunner or Sea-Doo usually provides financial protection against theft or damage to your personal watercraft, damage to another’s property, and coverage for injuries, both to yourself and others. It may also cover legal expenses if you’re at fault and hurt someone or damage their property. (Every policy is different, so be sure to discuss with your Lakewood Financial Services agent what your policy will cover.)

PWC insurance coverage

Personal watercraft policies vary in cost depending on factors including the value of the PWC you’re insuring, where it’s kept, and the coverage options you choose. As an independent insurance agency we compare the costs and benefits of numerous insurance companies to present different options to you.

(If you have substantial assets, you may also need an umbrella policy for financial protection. Click here for more details.)

Get your PWC insurance quote today

Insuring your jet ski is the best way to protect yourself financially in case of an accident or other mishap. No matter what brand of jet ski you own, be it Kawasaki, Yamaha, Taiga, or Sea-Doo, Lakewood Financial Services can help you find an insurance policy that will protect your property and liability exposure. Give one of our agents a call at (941) 747-4600 or click here for an online quote.

Lakewood Financial Services is an independent insurance agency, primarily serving Sarasota, Bradenton, Lakewood Ranch and nearby communities.