May 5, 2023
AgencyWhy Is My Homeowners Insurance Cancelling or Non-renewing?
Florida homeowners insurance is some of the most expensive in the nation, and it’s getting more challenging to find appropriate coverage. Once you’ve shopped for a policy that meets your needs, you’re all set, right? Hopefully, yes, but with the homeowners insurance market’s continuing volatility, there’s a chance that your homeowners policy could be cancelled […]
March 27, 2023
AgencyTips to Avoid Scams After a Disaster
When you’ve just come through a disaster like a hurricane, flood, or wildfire, the last thing you want to worry about is getting scammed. Unfortunately, when people are at their most scared and vulnerable, that’s when scammers try to take advantage. Here are a few things you should know about protecting yourself from scams […]
March 13, 2023
AgencyWhat Is Social Inflation, and How Does It Affect You?
As if the Florida insurance markets don’t have enough challenges, there’s a relatively new concept causing concern here as well in the rest of the country: social inflation. In fact, some insurance industry experts list it as one of their main concerns in 2023. What is social inflation? Social inflation describes the impact on the […]
February 20, 2023
Agency5 Tips to Improve Your Credit Score—and Lower Your Insurance Premiums
When high prices make you feel financially pinched, you look for ways to save money on your expenses, including insurance premiums. One way to do this is to improve your credit score. Even though they aren’t the same, there is a connection between credit scores and credit-based insurance scores, also known simply as insurance scores. […]
February 6, 2023
AgencyAre You Covered? Liability Insurance Options for Business Owners
You’ve spent years working to make your business a reality. Finally, after all your hard work, you’re making money. Then—disaster! A customer slips and falls in your office and sues you, one of your employees is injured on the job, or a computer with sensitive client information is stolen! Most if not all businesses need […]
January 23, 2023
Agency“I’ve Never Had a Claim—Why Does My Insurance Keep Going Up?”
This is a common complaint among our customers who find their home and auto insurance rates continue to rise, even when they haven’t had any claims. We know this can be frustrating and we always do our best to find the most competitive insurance rates, no matter what type of insurance our clients need. As […]
January 9, 2023
AgencyNew Homeowners Insurance Legislation—Will It Bring Your Premiums Down?
If you own a home in Florida, you know that homeowners insurance premiums are skyrocketing, and it’s getting harder for some to even find homeowners insurance. In 2022 alone, six Florida homeowners companies became insolvent, leaving thousands of consumers scrambling for coverage. Many insurance companies are cancelling or non-renewing policies, as well as tightening […]
December 19, 2022
AgencyFire Pit Safety Tips
With the holidays and some of Florida’s nicest weather approaching, many of us are planning outdoor get-togethers. When the nights get cooler, one fun gathering spot is a fire pit—imagine relaxing around a fire, sipping a warm drink, maybe roasting marshmallows with the kids. Florida homeowners don’t usually need a fire permit for a small […]
December 5, 2022
AgencyDo You Need Flood Insurance Even if You Don’t Live in a Flood Zone?
You know waterfront living carries risk of flooding, but did you know that about 25 percent of all flood claims come from moderate- to low-risk areas? Every year, thousands of homes flood that aren’t in a designated flood zone. Because Florida has flat terrain, low elevation and a high water table, realistically, nearly the whole […]
November 21, 2022
AgencyHow Your Credit Affects Your Insurance Premiums
As you’re shopping for home or auto insurance, you might come across the concept of the credit-based insurance score, or simply the insurance score. Hmm, that’s odd. What does credit have to do with insurance risk, and how does it affect the cost of your insurance? Does having good or bad credit affect your insurance […]