March 11, 2024
AgencyFAQs: Why Is My Insurance Getting More Expensive? I Haven’t Made a Claim!
We get this question every week from clients who are surprised and frustrated when they receive their renewal offer from their home or auto insurance company. We’ve previously discussed why Florida home and auto insurance rates are so high (see here and here), but let’s review the situation again. The short answer to the […]
February 26, 2024
AgencyPrevent House Fires with These Tips
A house fire can be one of the scariest perils a Florida homeowner can face. House fires are a major cause of injury and death at home, and young children and the elderly are most at risk. It only takes a few minutes for a small flame to become a major fire. How common are […]
February 12, 2024
AgencyBuying Life Insurance Is an Act of Love
Hearts, flowers, candy, jewelry—it’s the season of love…and life insurance? Buying life insurance doesn’t sound “romantic.” But it’s actually a practical and lasting way to show your love, because it protects and provides for your loved ones after you’re gone. (And it might even be cheaper than that piece of jewelry you have your eye […]
January 29, 2024
AgencyInvesting in Your Business: Tips for Buying a Company Vehicle
As your small business grows, you might consider purchasing a vehicle to use for business purposes. If you or an employee are often using your personal vehicle to drive to multiple job sites or transport clients, a company vehicle can make good sense. Note: Any car, owned by an individual or a business, which is […]
January 15, 2024
AgencySimple Ways to Create a Home Inventory
In addition to the structure of your home, your Florida homeowners insurance also covers your belongings if they’re stolen or destroyed by a covered peril such as a house fire. But if you’re already stressed by a disaster, will you be able to remember what you own to make a claim? That’s why we recommend […]
December 18, 2023
Agency’Tis the Season…for Holiday Scams
The holiday season may be “the most wonderful time of the year,” but it’s also the time of year that scammers ramp up their efforts to separate you from you money. During the holidays, there are seasonal spikes in online shopping, bargain hunting, mailing packages, and charitable giving. This heightened activity can make it easier […]
December 4, 2023
AgencyFlorida Drivers, Here’s What You Can Do About Rising Car Insurance Premiums
While skyrocketing home insurance rates in Florida have gotten all the press lately, Florida drivers are finding the cost of auto insurance is also steadily rising. Major insurers in Florida, such as Progressive, Geico, Liberty Mutual, and State Farm, have raised their rates up to 44 percent over the past year. “But I’ve never had […]
November 20, 2023
AgencyHigh Tech—and Affordable—Ways to Protect Your Home
With the cost of everything rising, from personal goods to homeowners insurance, it’s smart to look for ways to prevent loss before it happens. In our last post, we talked about ways to harden your home against damage. Today, let’s discuss some additional ways to protect your home using high tech and “smart” gadgets. These […]
November 6, 2023
AgencyFall Is the Perfect Time to “Harden” Your Home
We’ve weathered another hurricane season in the Bradenton/Sarasota area. It’s always a relief when we escape major damage. But even though hurricane season is over, home disasters can happen at any time. For instance, home fires increase and are more severe during the winter holiday season. Flooding, fires, wind, and water damage are also possible […]
October 23, 2023
AgencyMake the Most of Medicare’s Annual Enrollment Period
You’ve probably seen those TV ads urging Medicare recipients to call about Medicare Advantage plans or Medicare Part C, and talking about the Annual Enrollment Period (AEP). Some of their promises sound too good to be true. Should you consider a Medicare Advantage plan? Medicare Advantage plans can be a good option for many—in fact, […]