November 23, 2024
AgencyBenefits of Working with an Independent Insurance Agent for Your Home Insurance Needs
Finding the right home insurance policy can be challenging. Partnering with an independent insurance agent can simplify the insurance buying process. Unlike captive agents representing just one insurer, independent agents compare various policies and coverage options from several providers, helping you find the best coverage at the best price. Consider the following advantages of working […]
June 24, 2024
AgencyThat “Free” Windshield Could Cost You Big Money
A rock flies up from the highway and hits your windshield, chipping it. You’ve heard that if you have full coverage auto insurance, you can get your windshield repaired or replaced for free. Is this true? And if so, are there any drawbacks? Florida is one of a few states in which windshield repair or […]
June 10, 2024
AgencyNew Florida Residents—Get Ready for Hurricane Season
With an estimated one million people moving to Florida between 2020 and 2023, it’s likely that many new residents are facing their first hurricane season. Even those who have lived here for a couple of years may be a little rusty on hurricane prep since in 2023, Florida was only hit by one hurricane. There’s […]
May 27, 2024
AgencyHomeowners Insurance Renewing? Make Sure You Do This One Thing
If you have homeowners insurance in Florida, you know how hard it is to find a policy you can afford with the coverage you need. You might think you’re home free once you do—and then it’s time to renew your policy. Hopefully, you’ll receive a renewal offer from your current homeowners insurance company. The first […]
May 6, 2024
AgencyWhat You Don’t Know About Flood Damage Could Hurt You
Since we’re just coming out of Florida’s dry season, Bradenton and Sarasota homeowners are probably not thinking about the dangers of flooding—and that could be a big mistake. According to Floridadiaster.org, “Flooding is the most common and damaging natural disaster in the country.” And Florida’s geography and proximity to water make it especially vulnerable to […]
May 1, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
April 22, 2024
AgencyLandlords—Why You Should Ask Your Tenants to Carry Renters Insurance
As a Florida landlord, to protect your financial investment, you most likely carry insurance that protects your rental property structures, as well as certain types of liability through Florida rental property insurance, also known as Florida landlord insurance. There’s one more thing you can do to strengthen your protection and it won’t cost you a […]
April 8, 2024
Agency8 Ways to Save Money on Your Florida Homeowners Insurance
Last month we discussed some of the reasons Florida homeowners insurance is so expensive. Today, let’s see what we can do to make sure we’re not paying more than we have to. Here are nine ways you might be able to save money on your Florida homeowners insurance. Remember, your independent Lakewood Financial Services agent […]
March 25, 2024
AgencyDistracted Driving and Car Crashes—What You Can Do
We’ve all done it. Taken our eyes off the road just for a second to check our phones. Or maybe we’re sipping a quick coffee on the way to work, chatting with a friend while driving home, or even consulting our navigation system to see an upcoming turn. All of these actions can be […]
March 11, 2024
AgencyFAQs: Why Is My Insurance Getting More Expensive? I Haven’t Made a Claim!
We get this question every week from clients who are surprised and frustrated when they receive their renewal offer from their home or auto insurance company. We’ve previously discussed why Florida home and auto insurance rates are so high (see here and here), but let’s review the situation again. The short answer to the […]